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PetSure Australia has released their 2025 Pet Health Monitor, which features some breed-specific insights – and broader findings on pet health trends – from the country’s largest pet healthcare dataset.
When it comes to feline health, some conditions can come with a surprisingly high cost. From complex cancers to accidental injuries, such as fractures or foreign body ingestion, treatment can quickly become a major financial commitment.
Certain breeds, such as Tonkinese, Main Coons and Birmans, are more prone to these high-cost health issues, often needing advanced care or surgery. It's a reminder of how unpredictable pet health can be and why many cat parents choose to prepare for the unexpected.
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| Credit: Australian Pet Health Monitor 2025 |
Other findings from PetSure’s 2025 Pet Health Monitor report
1. While “Luna” was again the most popular name for both female cats and dogs last year, there are fresh trends for male pets. “Milo” was the top choice of name for male cats born in 2024, and “Teddy” was the favourite for male dogs.
2. Gastrointestinal conditions were the leading reason cats visited the vet, followed by urinary tract disorders and skin infections/allergies.
3. Cat breeds most at risk of submitting a claim for gastrointestinal conditions were: Birman, Persian, Exotic Shorthair, Siberian & Devon Rex.
4. The most expensive cat health claims were for lymph node cancer (with one case exceeding $50,731 ) and urinary issues (with a top claim over $49,410).
5. Feline obesity continues to rise, affecting a significant share of domestic cats.
“Oodles” were officially Australia’s favourite dogs in 2024 – but Border Collies had the lowest vet bills!
Australians continue to favour Poodle crossbreeds (“Oodles”) over any other type of dog.
New data from Australia’s largest pet insurer, PetSure, shows that one in five insured dogs nationally is an Oodle*, with Cavoodles alone making up more than 10% of the country’s insured dog population.
Cost considerations may be one reason for their popularity: two of the five dogs with the lowest average annual vet claims in 2024 were Oodles – Cavoodles and Groodles (or Golden Doodles).
New data from Australia’s largest pet insurer, PetSure, shows that one in five insured dogs nationally is an Oodle*, with Cavoodles alone making up more than 10% of the country’s insured dog population.
Cost considerations may be one reason for their popularity: two of the five dogs with the lowest average annual vet claims in 2024 were Oodles – Cavoodles and Groodles (or Golden Doodles).
- Poodle crossbreeds (Oodles) were Australia’s most popular dogs in 2024, with Cavoodles topping the list.
- Cavoodles had the second-lowest average annual healthcare claims, behind Border Collies.
- Other breeds with below-average healthcare costs included Kelpies, Dachshunds, and another Oodle, the Groodle (Golden Doodle).
- French Bulldogs had the highest average vet costs of any breed in 2024, at $1,641.
- Other brachycephalic (flat-faced) dog breeds, including Pugs, also recorded above-average healthcare costs.
- Among non-brachycephalic breeds, Beagles, Rottweilers and Miniature Schnauzers cost the most in vet bills.
These findings are based on PetSure’s insurance claims data, and other insights from which are featured in the 2025 Pet Health Monitor.
Dog healthcare costs
In 2024, insured dog owners submitted an average of $1,047 in vet-related claims across all breeds. The average claims rose as pets aged.
Conditions with highest annual healthcare costs (claims):
French Bulldogs (Frenchies) were the most expensive breed for healthcare costs, with average yearly claims of $1,641. As a brachycephalic (flat-faced) breed, Frenchies are prone to respiratory issues and often need surgery to open up their airways. Nevertheless, they were the fifth-most popular dog breed in Australia in 2024 according to the Pet Health Monitor.
While not in the top five, Pugs averaged $1,235 and were in sixth place.
Top five breeds for highest average annual healthcare costs (claims):
Based on 2024 PetSure claims data as at April 2025. Amount claimed per policy over a 12-month period.
Top five breeds for lowest average annual healthcare costs (claims):
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| Credit: Australian Pet Health Monitor 2025 |
French Bulldogs (Frenchies) were the most expensive breed for healthcare costs, with average yearly claims of $1,641. As a brachycephalic (flat-faced) breed, Frenchies are prone to respiratory issues and often need surgery to open up their airways. Nevertheless, they were the fifth-most popular dog breed in Australia in 2024 according to the Pet Health Monitor.
While not in the top five, Pugs averaged $1,235 and were in sixth place.
Top five breeds for highest average annual healthcare costs (claims):
# | Breed | Avg. annual claim |
1 | French Bulldog | $1,641 |
2 | Beagle | $1,428 |
3 | Rottweiler | $1,341 |
4 | Miniature Schnauzer | $1,296 |
5 | Cavalier King Charles Spaniel | $1,259 |
| ALL BREEDS | $1,047 |
Top five breeds for lowest average annual healthcare costs (claims):
# | Breed | Avg. annual claim |
1 | Border Collie | $771 |
2 | Cavoodle | $776 |
3 | Kelpie | $793 |
4 | Dachshund | $795 |
5 | Groodle (Golden Doodle) | $813 |
| ALL BREEDS | $1,047 |
“It’s interesting to see that two of the five lowest‑claiming breeds, Border Collies and Kelpies, are active working dogs traditionally bred for herding livestock on farms,” said Veterinarian Dr Maher, PetSure’s Chief Veterinary Officer.
“These breeds have a high need for physical activity and mental stimulation. Ideally, their owners understand this and ensure they get the exercise they need - that regular activity may reduce the risk of obesity‑related conditions, which can have a positive impact on long‑term health.”
“Interestingly, both breeds do show a higher incidence of claims for wounds and injuries, which could reflect their boundless energy and active lifestyles.”
“In terms of their anatomy and appearance, these dogs haven’t been bred for exaggerated features. So they’re much less likely to need the corrective surgery we commonly see in other breeds where physical compromise is more likely,” Dr Maher said.
“Interestingly, both breeds do show a higher incidence of claims for wounds and injuries, which could reflect their boundless energy and active lifestyles.”
“In terms of their anatomy and appearance, these dogs haven’t been bred for exaggerated features. So they’re much less likely to need the corrective surgery we commonly see in other breeds where physical compromise is more likely,” Dr Maher said.
Explore the full 2025 Pet Health Monitor for data-driven breed and health condition rankings, treatment costs, in-depth disease studies, veterinary care insights, and helpful tips that can be downloaded here.
This report is Australia’s largest and most comprehensive annual analysis of insured pet health, drawing on data from 700,000 pets (based on PetSure claims data, 2024).
Note:
* What is an Oodle? "Oodle" describes any breed resulting from crossing a Poodle with another dog breed. Popular Oodle breeds include:
- Cavoodle (Cavalier King Charles Spaniel x Poodle)
- Labradoodle (Labrador x Poodle) and Australian Cobberdog (a Labradoodle lineage bred specifically as therapy dogs)
- Groodle/Goldendoodle (Golden Retriever x Poodle)
- Spoodle (Cocker Spaniel x Poodle)
- Schnoodle (Schnauzer x Poodle)
- Moodle (Maltese x Poodle)
About PetSure:
PetSure (Australia) Pty Ltd (“PetSure”) is Australia’s leading pet insurer. For over 20 years, PetSure has been the market leader in both size and innovation. PetSure issues and administers the pet insurance policies of over 20 partner brands.
As the category leader, and in close collaboration with members of the veterinary industry, PetSure continually seeks to extend coverage, keep pace with modern veterinary practices, and provide pet insurance policies that are transparent and operate with the highest levels of integrity.
In March 2023, PetSure obtained its own APRA general insurance license, making it the first general insurer in Australia that’s fully dedicated to pet insurance. PetSure is committed to the long-term growth and sustainability of the pet insurance category.
Disclaimer:
Unless otherwise specified, the data referenced in this article is drawn from PetSure claims data for the year 2024.
High and low risk breeds were based on PetSure Australia 2024 claims data. Claims experience was normalised against the number of pets for each breed to determine the average cost per pet per year. Only breeds with more than 5,000 pets were considered to ensure reasonableness of the data trends.
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